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Cat® Financial Commercial Account

Alban CAT offers a variety of flexible options in Cat Financial Accounts suited to specific customer needs and objectives. With years of experience, our Finance Department is prepared to match your needs with a diverse product mix. We’ll help analyze your business in order to provide a customized solution that helps you operate more efficiently.

Cat Financial Accounts Rental Purchase Plans:

Short Term Rental Plans (Rent–to–Rent)
Save time accessing the temporary equipment you require by paying for rentals directly through your Cat Financial Account. You get the advantage of a one-time credit approval process, instant access to account information and quick turnarounds on credit limit increases.

Long Term Rental Plans (Predetermined Purchase Option)
Acquire the equipment you need by using the rental period to build equity. You have the flexibility to return it at the end of the rental period or acquire it by using one of the aforementioned financial products.


Caterpillar Financial Services Corporation Financing Options:

Installment Sale Contract – Pay for equipment over a stated period of time, building equity each month.

Once all monthly Cat Financial Account payments are made, you own the equipment.

You retain the tax benefit of depreciation. Flexible terms may be structured to allow for no payment, “skips”, in slow months, have accelerated payments during the initial months, or a payment schedule suited to meet a particular projects cash flow.
Installment Sale Contract Product Sheet

Finance Lease – Cat Financial Accounts provide a capital lease option that allows the customer to make lease payments over a period of time and purchase the machine for a “bargain purchase option” at the end of the lease term.

Options can be set as low as $1 (“Dollar Option Lease”).

Taxes are financed upfront on a dollar option lease instead of billed monthly.
Finance Lease Product Sheet 

Long term Lease (CVO) – Provides Cat Financial Account holders with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term.

This is an operating lease that may be treated as an “off-balance sheet” solution.
Cat Value Option Product Sheet

Fair Market Value Lease (LTR w/ FMV) – Provides the customer with a low rental payment and gives the customer an option of returning the equipment or purchasing it at Fair Market Value which is determined at the end of the lease term.

This is an operating lease that may be treated as an “off-balance sheet” solution.
Long Term Rental Product Sheet

Governmental Lease Purchase – Cat Financial Accounts allow governmental entities to finance equipment at a special low interest rate.

Governmental Tax Lease – Provides governmental entities with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value).

Caterpillar Financial Services Corporation Line of Credit:

  • Automatic Credit Approval for Future Equipment Needs
  • First Class Financing Options
  • No Set-Up Fee

Contact Us About Cat Financial Account Registration

As the local dealer for the Mid-Atlantic and D.C. Metro area, Alban CAT can assist in helping your business reap the many benefits of a Cat Financial Commercial Account. Submit the information request form below or give us a call to sign up for a Cat Financial Account today!

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